{"id":412,"date":"2023-07-20T12:00:00","date_gmt":"2023-07-20T12:00:00","guid":{"rendered":"https:\/\/carpin.mx\/blog\/?p=412"},"modified":"2023-06-15T16:20:15","modified_gmt":"2023-06-15T16:20:15","slug":"credito-conyugal-todo-lo-que-tienes-que-saber","status":"publish","type":"post","link":"https:\/\/carpin.mx\/blog\/credito-conyugal-todo-lo-que-tienes-que-saber\/","title":{"rendered":"Cr\u00e9dito Conyugal: Todo lo que tienes que saber"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">Si tu c\u00f3nyuge y t\u00fa est\u00e1n pensando en adquirir su nuevo hogar, sigue leyendo, esta informaci\u00f3n es para ti. El Fondo de la Vivienda del Instituto de Seguridad y Servicios Sociales de los Trabajadores del Estado (FOVISSSTE) cuenta con el cr\u00e9dito conyugal, a trav\u00e9s del cual si tu c\u00f3nyuge cotiza para el Infonavit y t\u00fa para el FOVISSSTE, ambos podr\u00e1n unir sus cr\u00e9ditos, lo que significa sumar ambos montos y tener la posibilidad de comprar la casa que desean. Es importante mencionar que los <strong>derechohabientes deben estar casados<\/strong>. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Entre las caracter\u00edsticas de este cr\u00e9ditos se encuentran:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>El&nbsp;derechohabiente no estar\u00e1 sujeto al programa de otorgamiento de Cr\u00e9ditos Tradicionales mediante el sistema de Puntaje.<\/li>\n\n\n\n<li>Las tasas de inter\u00e9s aplicables van del 4% al 6%.<\/li>\n\n\n\n<li>Actualizaci\u00f3n de saldos conforme a la Unidad de Medida y Actualizaci\u00f3n (UMA).<\/li>\n\n\n\n<li>Plazo de amortizaci\u00f3n de hasta 30 a\u00f1os.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Para poder solicitar este cr\u00e9dito deben tener en cuenta los siguientes requisitos:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Que los derechohabientes est\u00e9n en servicio activo (Se acredita con los \u00faltimos talones de pago).<\/li>\n\n\n\n<li>El derechohabiente del FOVISSSTE debe de tener como m\u00ednimo 18 meses de aportaciones en la Subcuenta de Vivienda del SAR.<\/li>\n\n\n\n<li>Ejercer por primera vez su cr\u00e9dito del FOVISSSTE y que no se encuentre con uno en tr\u00e1mite.<\/li>\n\n\n\n<li>La solicitud de cr\u00e9dito del FOVISSSTE, deber\u00e1 de ser requisitada en cualquiera de los Departamentos de Vivienda o con una Entidad Financiera (SOFOM).<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Ahora que conoces un poco m\u00e1s acerca de este cr\u00e9dito, es momento de que decidas si es o no el indicado para ti. Recuerda que en Carp\u00edn <strong>aceptamos todo tipo de cr\u00e9ditos<\/strong> y te asesoramos de manera <strong>gratuita y personalizada<\/strong>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"> <\/p>\n\n\n\n<p class=\"wp-block-paragraph\"> <\/p>\n","protected":false},"excerpt":{"rendered":"<p>Si tu c\u00f3nyuge y t\u00fa est\u00e1n pensando en adquirir su nuevo hogar, sigue leyendo, esta informaci\u00f3n es para ti. El Fondo de la Vivienda del Instituto de Seguridad y Servicios Sociales de los Trabajadores del Estado&#8230;<\/p>\n","protected":false},"author":1,"featured_media":419,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4],"tags":[9,51,15,20,14,23],"class_list":["post-412","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-general","tag-casas-carpin","tag-credito-conyugal","tag-creditos-fovissste","tag-creditos-hipotecarios","tag-fovissste","tag-infonavit"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.2 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Cr\u00e9dito Conyugal: Todo lo que tienes que saber - Mundo Carp\u00edn | Casas Carp\u00edn<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/carpin.mx\/blog\/credito-conyugal-todo-lo-que-tienes-que-saber\/\" \/>\n<meta property=\"og:locale\" content=\"es_MX\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Cr\u00e9dito Conyugal: Todo lo que tienes que saber - Mundo Carp\u00edn | Casas Carp\u00edn\" \/>\n<meta property=\"og:description\" content=\"Si tu c\u00f3nyuge y t\u00fa est\u00e1n pensando en adquirir su nuevo hogar, sigue leyendo, esta informaci\u00f3n es para ti. 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